Your 12 Point Guide To Writing A Debt Recovery Letter Before Action

Starting legal proceedings should always be the last resort when it comes to debt recovery. That’s because reminding a debtor of his or her responsibilities, along with the potential consequences of not paying, is often enough to secure compliance. In the final stage of correspondence this is done through a document known as a letter before action, or LBA.

However, if a matter still ends up in court, you will help your case by showing that you took all reasonable steps to avoid taking legal action. This is where a good LBA can help you even if it failed to secure payment beforehand. You see, a well written LBA will also contain a number of important details in order to give the debtor little or no room for manoeuvre when attempting to defend the action.


Sounds difficult? Well don’t worry because help is at hand. To make sure you get your LBA right, we’ve compiled a list of 12 things to include, and here it is:

With these 12 important points included you should be able to construct an LBA that ticks all the right boxes. Alternatively, your solicitor may be able to send an LBA on your behalf. At Lovetts we give you the opportunity to download an LBA template to ensure you don’t leave anything to chance.

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22 March 16 Europe/London